The 10 Questions to Ask Before Investing in Fine Jewellery
At Sarika Fine Jewellery, we believe every piece of fine jewellery is more than just adornment—it's an investment, an heirloom, and an expression of who you are. Whether you’re buying your first diamond ring or adding a stunning emerald necklace to your collection, asking the right questions ensures your jewellery not only dazzles but also holds value.
Here’s a simple and informative guide with the 10 most important questions to ask before investing in fine jewellery:
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Question |
Why You Should Ask It |
Jeweller’s Insight |
|
1. Is it good to invest in fine jewellery? |
Fine jewellery, especially pieces made from natural diamonds, gemstones, and hallmarked metals, not only beautifies but also appreciates over time. It’s tangible wealth that lasts generations. |
Fine jewellery is timeless. Bespoke pieces with natural diamonds and precious gemstones are not just adornments—they're legacies. |
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2. What are the market trends and demand? |
Understanding trends helps you invest wisely. Gemstones like emeralds, sapphires, rubies, and, of course, natural diamonds, continue to be in demand. |
We help you choose classics that never go out of style, and unique statement pieces that hold their value and charm |
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3. What gemstones can be put into fine jewellery? |
Not every gemstone is investment-worthy. Stick to natural diamonds, rubies, sapphires, emeralds, and rare gemstones. |
We work with certified diamonds and the most important coloured gemstones, carefully selected for cut, clarity, and brilliance. |
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4. Is the metal hallmarked? |
Hallmarking guarantees purity, which is crucial when you're investing in gold or platinum jewellery. |
Every piece at Sarika Fine Jewellery is crafted in hallmarked gold. Purity is non-negotiable. |
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5. Do you have certificates or provide valuations? |
Certificates and valuations ensure you know exactly what you're buying and help with insurance or resale. |
We provide detailed certifications for diamonds/gemstones and valuation documents for your peace of mind. |
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6. How will the items be shipped to you? |
Safety and insurance are critical when shipping high-value jewellery. Always check for insured shipping and secure packaging. |
We ensure insured shipping, discreet packaging, and careful delivery for every piece. |
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7. Do you carry both high-end jewellery and costume jewellery? |
There’s a vast difference. High-end jewellery uses precious metals and gemstones; costume jewellery does not. |
We only craft high-end, precious, bespoke fine jewellery. No imitations. Only the real deal. |
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8. Does the jewellery come with a warranty or buy-back policy? |
Policies indicate the jeweller's confidence in their craftsmanship and allow you flexibility in the future |
Our craftsmanship warranty reflects our trust in every piece we create. |
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9. Are there hidden costs in craftsmanship or making charges? |
Transparency is key. Ask upfront about making charges and customization fees. |
We believe in complete transparency. You will always know exactly what you're paying for. |
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10. How do I clean and look after it? |
Fine jewellery needs proper care to maintain its brilliance and longevity. |
We guide all our clients on care routines, cleaning tips, and offer complimentary maintenance services |
Some Pro Tips from the Jeweller:
● The diamond cut matters more than the carat. A well-cut diamond looks bigger and shines brighter.
● Coloured stones are rising stars. Don’t shy away from investing in statement gemstones.
● Customization is a luxury worth indulging in. Having something crafted especially for you adds emotional value to monetary value.
● Always compare certifications. GIA, IGI, and HRD are trusted names.
What Should Be in Your Fine Jewellery Investment Portfolio?
|
Jewellery Type |
Why You Need It |
When to Buy |
|
Diamond Studs |
Effortless elegance, a daily wear piece that grows in value |
Anytime! Classic and safe. |
|
Statement Necklace |
For events and milestones, holds tremendous craftsmanship value |
When you mark life’s special moments |
|
Stackable Rings |
Playful yet precious, great for incremental investments |
Slowly build your stack over time |
|
Solitaire Ring |
The classic investment; never loses appeal |
On anniversaries or personal achievements |
|
Bespoke Gemstone Piece |
Completely one-of-a-kind; appreciates with rarity |
For commemorating a major milestone |
How to Care for Your Fine Jewellery
● Store pieces separately in soft pouches or lined boxes.
● Avoid harsh chemicals and perfumes around jewellery.
● Get professional cleaning every year.
● Check settings annually, especially for pieces worn daily.
Why Fine Jewellery Investment is Different From Other Investments
● Tangible wealth: It can be passed down through generations.
● Wearable value: You can enjoy wearing your investment.
● Holds emotional worth: It’s part of life’s milestones.
● Increases rarity over time: Especially for custom or vintage pieces.
Before You Leave… If you’re looking for guidance or to begin your fine jewellery investment journey, feel free to reach out to us! We would love to help you design something timeless.
At Sarika Fine Jewellery, we believe your jewellery should be as unique as you are — an investment you can wear, cherish, and pass on.
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